Consumer advocates call them "debt" traps. The banks that offer them call them direct-deposit advances and describe them as available funds for short-term emergencies.
But the cash advances have many of the negative characteristics of payday loans. And on Thursday, U.S. bank regulators took a step toward protecting consumers from the risks they pose. The regulators proposed standards for "deposit-advance products."
A small church in Santa Fe, N.M., has grown up around a unique sacrament. Twice a month, the congregation meets in a ritualized setting to drink Brazilian huasca tea, which has psychoactive properties said to produce a trance-like state.
The Supreme Court confirmed the UDV church's right to exist in 2006. The church doesn't seek new members and prefers to keep a low profile. It did, however, agree for the first time to open up to a journalist.
Longtime Democratic Sen. Max Baucus of Montana announced this week that he would not seek re-election next year, ending four decades in Congress and leaving as chairman of the powerful Senate Finance Committee.
NPR's Robert Siegel spoke with Baucus Thursday about his recent vote against expanded gun background checks, his role in negotiations over President Obama's health care legislation, efforts to remake tax policy, and the legions of his former staffers now populating lobbying shops.
In recent weeks, the Associated Press, NPR and the BBC have all had their Twitter accounts hijacked. Hacks of high-profile accounts have real-world consequences, and the security at Twitter is coming under increased scrutiny.
As the social media platform has become an essential news and communication platform globally, it has also become a honey pot for hackers. It's so deliciously attractive, they can't seem to resist.